Search For "deposit growth"
Notable decline in forex reserve because RBI using forex to manage currenc
Updated : 1 year, 3 months ago IST
The recent decline in India's forex reserve from USD 705 billion to USD 656.58 billion is because the central bank is using forex reserve to manage currency volatility says a report by Union Bank of India.
Read More
Substantial drop in credit growth (YoY) across sectors as momentum turned
Updated : 1 year, 3 months ago IST
The credit growth across all sectors is declining as the momentum has turned negative, according to a report by State Bank of India.
Read More
RBI's shift to neutral stance have eased concerns of widening credit-depos
Updated : 1 year, 4 months ago IST
"RBI's change of stance on liquidity, from withdrawal to a neutral position, should abate concerns. Also the growth rates between credit and deposit growth have now converged compared with a peak gap of 400bp over the past year. This, along with better deposit growth and easier liquidity, sh
Read More
Even with potential cut in repo rate, bank deposit rates unlikely to be lo
Updated : 1 year, 4 months ago IST
A research report highlighted that even if the Reserve Bank of India (RBI) announces a rate cut, deposit costs in the banking system are expected to remain high due to the prevailing high credit-to-deposit ratio.
Read More
Deposit growth will soon outweigh credit growth: SBI Research
Updated : 1 year, 5 months ago IST
"Interestingly the yearly gap between credit and deposit growth has narrowed down to 150 bps during the latest fortnight which is lowest since 6 May'22. This indicates that deposit growth will soon outweigh credit growth." said the report.
Read More
Deposit growth in India expected to slow to 11.2 pc YoY in 2025: Report
Updated : 1 year, 6 months ago IST
The deposit growth in the country will decelerate to 11.2 per cent YoY in fiscal year 2025, as banks face slower mobilisation of new deposits, highlights a report by B&K Securities.
Read More
Loan-to-deposit ratio to subside on its own in coming months: Motilal Oswa
Updated : 1 year, 6 months ago IST
Amid questions on the depleting loan-to-deposit ratio in Indian banks, a recent report by Motilal Oswal, a financial service company suggests that the loan-to-deposit (LD) ratio is likely to subside on its own in the coming months.
Read More
External borrowings to meet capital needs putting pressure on banks Net In
Updated : 1 year, 6 months ago IST
The banks in the country are facing challenges due to a slowdown in deposit growth, according to a recent report by SBI Securities, the slowdown in the deposit growth has forced the banks to rely more heavily on external market borrowings to meet their capital needs.
Read More
Credit-deposit imbalance could pose significant liquidity risks for Indian
Updated : 1 year, 6 months ago IST
The gap between credit growth and deposit growth at Indian banks is largely driven by households shifting their savings to relatively high-return investments, said Tusharika Aggarwal, a dividend forecasting research analyst at S&P Global Market Intelligence.
Read More
Deposit growth of banks will pick up from coming quarters: Axis Securities
Updated : 1 year, 6 months ago IST
The credit growth in the Indian banks will continue to be more than the deposit growth, a report by the 'Axis Securities' has said while also noting that bank deposit growth will pick up in the coming quarters.
Read More
SBI report dismisses bank deposit concerns as a 'Statistical Myth'
Updated : 1 year, 6 months ago IST
As Finance Minister Nirmala Sitharaman hold a review meeting with heads of Public Sector Banks and Regional Rural Banks on Monday, the State Bank of India (SBI) in its latest report noted that the belief that the deposit growth in the banking sector is flagging just a statistical myth.
Read More
Credit growth in banks continues to outpace deposits: SBI report
Updated : 1 year, 7 months ago IST
A research report by the State Bank of India (SBI) highlights the continuous upward trend in credit growth in Indian banks, which is outpacing the growth of deposits.
Read More