Search For "deposit growth"
Indian banks see exponential growth in deposits and loans since FY05: SBI
Updated : 2 months ago IST
The banking system in the country has recorded a robust expansion over the last two decades, with total deposits and advances rising sharply, highlighting the growing scale and depth of financial intermediation in the country, according to a report by the State Bank of India (SBI).
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GST cuts spur credit revival; growth seen at 12% in FY26, 13% in FY27: MoS
Updated : 2 months, 1 week ago IST
Credit growth in the country is expected to remain at around 12 per cent year-on-year in FY26 and improve to nearly 13 per cent in FY27, while deposit growth is likely to stay steady at about 10 per cent year-on-year in FY26, according to a report by Motilal Oswal Financial Services.
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Weak household savings continue to weigh on bank deposit growth: Report
Updated : 3 months ago IST
The report flags sluggish household deposit accretion and muted growth in low-cost deposits as the key structural challenges for banks in the current cycle. While deposits have broadly grown in double digits, momentum has failed to keep pace with credit growth.
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Banks' financial health improves as non-performing assets decline to Rs 4.
Updated : 3 months, 3 weeks ago IST
The financial health of banks in the country continues to strengthen, with non-performing assets (NPAs) registering a steady decline in the second quarter of the current financial year FY26, highlighted a report by CareEdge Ratings.
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Credit-to-Deposit ratio breaches 80% mark in Oct on strong credit demand d
Updated : 4 months, 1 week ago IST
The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth, according to a report by CareEdge Ratings.
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Banks' credit growth to remain low as corporates using other funding sourc
Updated : 7 months, 1 week ago IST
Credit growth of banks in the country is likely to remain low as corporates continue to opt for alternative methods of funding in the current low-interest rate environment, according to a report by the State Bank of India (SBI).
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Indian banks' systemic deposit growth gain momentum but NIM likely to dip
Updated : 8 months, 1 week ago IST
The Indian banking sector is witnessing a steady pickup in deposit growth, but banks are likely to report a decline in their net interest margins (NIM) in the first quarter of FY26, according to a report by Phillip Capital.
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Indian Banks see robust market cap growth in Q2 2025 amid rate cuts and li
Updated : 8 months, 1 week ago IST
Indian banks witnessed significant gains in market capitalization during the April-June quarter of 2025, driven by falling interest rates and increased liquidity, which collectively attracted investor confidence.
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RBI rate cuts lead to cooling in both credit offtake and deposit growth: R
Updated : 8 months, 2 weeks ago IST
With a 100 basis point repo rate cut by the Reserve Bank of India (RBI) since February, Credit offtake and deposit growth have cooled, noted a report by CareEdge.
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Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge
Updated : 8 months, 4 weeks ago IST
In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.
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Bank deposits grew by 10% in FY25, growth decline from 13% recorded in FY2
Updated : 9 months, 2 weeks ago IST
The growth of bank deposits in India slowed down to 10.6 per cent year-on-year in the financial year ended March 2025 as compared to 13 per cent in the previous fiscal, according to new data released by the Reserve Bank of India (RBI).
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Credit offtake continues to rise but at a slower pace: CareEdge Ratings
Updated : 11 months, 3 weeks ago IST
Credit offtake continues to rise but at a slower pace as compared to last year. As of March 7, total bank credit stood at Rs 181.3 lakh crore, reflecting an 11.1 per cent year-on-year (YoY) growth says a report by CareEdge Ratings
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