The report flags sluggish household deposit accretion and muted growth in low-cost deposits as the key structural challenges for banks in the current cycle. While deposits have broadly grown in double digits, momentum has failed to keep pace with credit growth.
India companies involved in providing credit to Micro, Small and Medium Enterprises' have recorded a steady credit growth and improved risk profile, according to a CRIF High Mark report.
The credit growth of the banks in the country which had slowed in recent quarters, is expected to pick up as companies begin to draw more funds for their day-to-day operations, highlighted a report by State Bank of India.
Asian equity markets are trading at attractive valuations and amid this India is poised for strong gains because of rising corporate profits as it continues to offer compelling opportunities compared to global peers, according to a report by UBS.
The growth, it said, is supported by heightened demand for gold loans, auto loans, and a resurgence in personal loans and credit cards. PSU banks further consolidated their leadership across several major loan categories.
Rating agency ICRA has revised upwards its projection of credit expansion in India for 2025-26 from its previous estimate, noting that improved demand post the recent Goods and Services Tax (GST) rationalisation, and liquidity boosts via the cash reserve ratio (CRR) cuts would support offtak
The retail asset securitisation market witnessed a 6 per cent decline in the first half of the financial year 2025-26 (H1FY26), marking the first contraction in recent years, according to a report by CareEdge Ratings.
India's banking sector is set for a phase of steady expansion even as global economic uncertainties and cautious lending temper the outlook, according to S&P Global Ratings. Credit growth is expected to recover to between 11.5 per cent and 12.5 per cent over the next two fiscal years, driven
The Indian banking sector is set to witness earnings recovery in the second half of FY26, after a muted September quarter performance marked by margin pressure, moderate credit growth and a decline in profitability across private and public lenders, according to a research report by Motilal
Public Sector Banks (PSBs) are entering a new phase of profitability as their return on assets (RoA) has crossed 1 per cent, supported by stronger balance sheets, better asset quality and steady credit growth, according to a recent Motilal Oswal report.
For the first time since March 2010, Public Sector Banks (PSBs) reported double-digit growth in advances at 12.2 per cent year-on-year in FY25, surpassing Private Sector Banks' (PVBs) growth of 9.5 per cent, according to a Systematix Group report.
Sluggish bank credit growth as compared to last year in India signals weak capital expenditure and low demand, highlighting cautious business sentiment and subdued consumer activity across key economic sectors, noted Naina Lal Kidwai, Chairperson of the Board and Senior Advisor, Rothschild a