Search For "credit growth"
Bank credit to MSMEs remains robust amid policy push through guarantees, p
Updated : 1 month, 2 weeks ago IST
In November 2025, bank credit to this sector increased by 21.8% compared to a 13% increase in November 2024. Within the MSME sector, the credit extended to the micro and small enterprises has registered an increase of 24.6% (YoY) in November 2025, up from 10.2% in November 2024, data rele
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AI, cybersecurity resilience, and sustainable financing remain key focus f
Updated : 1 month, 3 weeks ago IST
On the domestic banking scenario, Setty said credit growth remains robust despite concerns around liquidity. Citing Reserve Bank of India (RBI) data for December, he said, "bank credit growth has been in the range of 12-13 per cent, which is in line with nominal GDP growth of around 9-10 per
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PSU banks to outperform system credit growth over medium term: HSBC Report
Updated : 2 months ago IST
In its latest outlook on Indian PSU banks, HSBC said the sector is entering a phase of structurally stronger growth following a prolonged clean-up cycle. "PSBs are well placed to gain market share given improved capital positions, healthier balance sheets and competitive pricing," the report
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Indian banking sector resilient; fundamentals strong for further credit gr
Updated : 2 months, 1 week ago IST
India's banking sector has remained resilient, underpinned by calibrated risk management and improving asset quality, with overall credit offtake expected to strengthen in the near term as interest rates soften, GST rationalisation progresses, and festive demand continues, according to a
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GST cuts spur credit revival; growth seen at 12% in FY26, 13% in FY27: MoS
Updated : 2 months, 1 week ago IST
Credit growth in the country is expected to remain at around 12 per cent year-on-year in FY26 and improve to nearly 13 per cent in FY27, while deposit growth is likely to stay steady at about 10 per cent year-on-year in FY26, according to a report by Motilal Oswal Financial Services.
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India poised to emerge as 'Office of the World', EY Report highlights stro
Updated : 2 months, 1 week ago IST
India is well-positioned to emerge as one of the world's most powerful growth engines over the next two decades, driven by its leadership in information technology services, rapid digitalization, strong entrepreneurship, and favourable demographics, according to a recent EY report on Indi
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Gold loans shine in India's credit mix, scaling 4X in three years: Report
Updated : 2 months, 2 weeks ago IST
It was highlighted at the conference that over 60% of new retail loan originations now come from semi-urban and rural regions, where gold remains a culturally accepted and liquid form of collateral.
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Credit Card issuance declines in Q2FY26 amid slowing consumer credit growt
Updated : 2 months, 3 weeks ago IST
The number of new credit cards issued fell to 4.4 million in the second quarter of FY26, a steep 28% year-on-year decline compared with 6.1 million cards issued in the same period last year, the report said.
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MSME credit drives bank loan growth as govt guarantees and Udyam push boos
Updated : 2 months, 3 weeks ago IST
Credit to micro, small and medium enterprises (MSMEs) has emerged as a key driver of bank loan expansion in recent years, supported by strong policy measures, government-backed credit guarantees and wider formalisation through the Udyam registration framework, highlighted a report by Axis Ba
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India likely to witness above-trend growth of 7.5% in FY27: Axis Bank Rese
Updated : 2 months, 4 weeks ago IST
Inflationary pressures are expected to remain contained despite faster growth. Axis Bank Research forecasts headline CPI inflation to average around 4% in FY27
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Banks, NBFCs to remain key growth drivers as credit grows faster than broa
Updated : 2 months, 4 weeks ago IST
However, despite the steady growth, India's retail credit penetration remains far below global standards, the report said. Asset quality of the banking sector has dramatically improved in the recent past leading to a sharp drop in credit cost. The credit-to-GDP ratio, after peaking around th
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GST rationalisation, festive demand lift retail credit growth in Q3 FY25:
Updated : 2 months, 4 weeks ago IST
The Credit Market Indicator (CMI), a composite measure of credit market health, rose to 99 in the September 2025 quarter from 98 in the preceding quarter, reflecting improved demand, supply conditions and stable asset quality. The uptick followed the GST rationalisation introduced in Septemb
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