Search For "retail credit"
Gold loans shine in India's credit mix, scaling 4X in three years: Report
Updated : 2 months, 2 weeks ago IST
It was highlighted at the conference that over 60% of new retail loan originations now come from semi-urban and rural regions, where gold remains a culturally accepted and liquid form of collateral.
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Loans against gold jewellery recorded triple-digit growth rates since Febr
Updated : 2 months, 3 weeks ago IST
While gold loans still account for a relatively small share of total non-food credit, their proportion has nearly doubled over the past year, indicating a rapid change in borrowing preferences, it said.
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Banks, NBFCs to remain key growth drivers as credit grows faster than broa
Updated : 2 months, 4 weeks ago IST
However, despite the steady growth, India's retail credit penetration remains far below global standards, the report said. Asset quality of the banking sector has dramatically improved in the recent past leading to a sharp drop in credit cost. The credit-to-GDP ratio, after peaking around th
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GST rationalisation, festive demand lift retail credit growth in Q3 FY25:
Updated : 2 months, 4 weeks ago IST
The Credit Market Indicator (CMI), a composite measure of credit market health, rose to 99 in the September 2025 quarter from 98 in the preceding quarter, reflecting improved demand, supply conditions and stable asset quality. The uptick followed the GST rationalisation introduced in Septemb
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Punjab National Bank chief confident of India's robust future economic gro
Updated : 3 months, 1 week ago IST
Ashok Chandra, MD and CEO of Punjab National Bank (PNB), on Monday said he is confident that the Indian economy will continue to show robust GDP growth in the coming quarters and years.
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India's retail credit grows steadily at 18% in Q2FY26, led by gold, auto l
Updated : 3 months, 2 weeks ago IST
The growth, it said, is supported by heightened demand for gold loans, auto loans, and a resurgence in personal loans and credit cards. PSU banks further consolidated their leadership across several major loan categories.
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Increasing demand in India's retail credit presents opportunity for NBFCs
Updated : 7 months, 1 week ago IST
The rising demand in India's retail credit market has opened new opportunities for Non-Banking Financial Companies (NBFCs) to expand their investor base, according to a recent report by Crisil Intelligence.
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India's retail credit growth will be driven mainly by housing loans, credi
Updated : 8 months ago IST
The next phase of India's retail credit growth is expected to come from a rise in credit per borrower, mainly driven by the housing loan segment, according to a report by Bernstein.
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India's retail credit to GDP doubled over past decade, bank credit remaine
Updated : 10 months, 3 weeks ago IST
Retail credit in India has witnessed significant growth over the last ten years, from 9 per cent of GDP in 2013-14 to 18 per cent in 2024-2025, while bank credit has largely remained stable, according to a report by Motilal Oswal.
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India's bank credit growth expected to remain positive, says CareEdge repo
Updated : 3 years, 8 months ago IST
New Delhi [India], July 5 (ANI): The outlook for India's bank credit growth, which has witnessed modest growth in recent years, is expected to remain positive due to slew of factors such as economic expansion, rise in government and private capital expenditure, rising commodity prices, imple
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Credit growth subdued, retail growth moderates to 10.6 pc: Motilal Oswal
Updated : 5 years, 5 months ago IST
Mumbai (Maharashtra) [India], Oct 2 (ANI): Retail credit growth in the country moderated to 10.6 per cent year-on-year for the fortnight ended September 11 versus 17 per cent in January with home loan growth moderating 11 per cent, according to Motilal Oswal Institutional Equities.
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Currency crunch to impact near term business growth, asset quality of reta
Updated : 8 years, 6 months ago IST
New Delhi [India], Feb 16 (ANI): Credit rating agency ICRA on Thursday revised its portfolio growth outlook for FY2017 to 17 to 19 percent vis-a- vis the previous estimate of 19 to 22 percent as retail credit off-take has been impacted post demonetization.
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