Net interest margins of microfinance industry in FY25

The net interest margins (NIMs) of microfinance institutions (MFIs) are expected to shrink in the financial year...

Indian banks to face margin squeeze

NIMs at the six largest private and state-owned banks have been under stress as deposit rates caught up with lending...

Banking sector to witness subdued PAT growth

India's banking sector saw a mixed performance in the third quarter, with net interest income (NII) growing 6 per...

SBI reports 84% jump in net profit for Q3FY25

The operating profit for the quarter stood at Rs23,551 crore, marking a 15.81 per cent YoY increase. Additionally,...

CRR cut by RBI expected to provide support to Net Interest Margin

The Reserve Bank of India's (RBI) decision to cut the Cash Reserve Ratio (CRR) is expected to provide marginal...

RBI's shift to neutral liquidity stance expected to ease concerns

"RBI's change of stance on liquidity, from withdrawal to a neutral position, should abate concerns. Also the growth...

Kotak Mahindra Bank profit surges 13 pc

The quarter saw the bank's Net Interest Income (NII) rise by 11 per cent YoY to Rs7,020 crore, while the Net...

Rising deposit costs will exert pressure on NIM

Most banks are set to hold steady on a sequential basis in terms of net interest margin (NIM), although a few may...

RBI's potential 50 bps ratecut will have 15-20 bps impact on bank

If the Reserve Bank of India goes for a potential 50 basis point (bp) cut in the repo rate, it is expected to...

In the long run, rate cut by Fed to be favourable for US banks

"Initially, the rate cuts will be credit negative for most US banks. We expect their deposit costs to reprice...

External borrowing to meet capital needs putting pressure on banK

The banks in the country are facing challenges due to a slowdown in deposit growth, according to a recent report by...

'Deposit growth of banks will pick up from coming quarters'

The credit growth in the Indian banks will continue to be more than the deposit growth, a report by the 'Axis...