Search For "net interest"
Net interest margins of microfinance industry in FY25 anticipated to shrin
Updated : 1 year, 1 month ago IST
The net interest margins (NIMs) of microfinance institutions (MFIs) are expected to shrink in the financial year 2025 ended in march, due to emerging challenges in asset quality and declining yields, according to a recent report by Mavenark Advisors.
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Indian banks to face margin squeeze as RBI may go for more rate cuts
Updated : 1 year, 3 months ago IST
NIMs at the six largest private and state-owned banks have been under stress as deposit rates caught up with lending rates over the past few quarters. However, strong credit demand has helped these banks maintain growth.
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Banking sector to witness subdued PAT growth of 6% in FY25, 4% in FY26: Re
Updated : 1 year, 3 months ago IST
India's banking sector saw a mixed performance in the third quarter, with net interest income (NII) growing 6 per cent year-on-year (YoY), core pre-provision operating profit (PPOP) rising 13 per cent, and adjusted profit after tax (PAT) increasing by 7 per cent. While earnings expectations
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SBI reports 84% jump in net profit for Q3FY25, strong credit growth and im
Updated : 1 year, 3 months ago IST
The operating profit for the quarter stood at Rs23,551 crore, marking a 15.81 per cent YoY increase. Additionally, the Net Interest Income (NII) grew by 4.09 per cent YoY to Rs41,446 crore, while the Return on Assets (ROA) improved to 1.04 per cent, rising 42 basis points (bps) YoY. The bank
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CRR cut by RBI expected to provide support to Net Interest Margins of bank
Updated : 1 year, 5 months ago IST
The Reserve Bank of India's (RBI) decision to cut the Cash Reserve Ratio (CRR) is expected to provide marginal support to the Net Interest Margins (NIMs) of banks, according to a report by Axis Securities.
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RBI's shift to neutral stance have eased concerns of widening credit-depos
Updated : 1 year, 6 months ago IST
"RBI's change of stance on liquidity, from withdrawal to a neutral position, should abate concerns. Also the growth rates between credit and deposit growth have now converged compared with a peak gap of 400bp over the past year. This, along with better deposit growth and easier liquidity, sh
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Kotak Mahindra Bank's Q2FY25 profit surges 13 pc to Rs5,044 cr
Updated : 1 year, 7 months ago IST
The quarter saw the bank's Net Interest Income (NII) rise by 11 per cent YoY to Rs7,020 crore, while the Net Interest Margin (NIM) was maintained at 4.91 per cent.
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Rising deposit costs will exert pressure on NIM of banks in Q2 FY25: Repor
Updated : 1 year, 7 months ago IST
Most banks are set to hold steady on a sequential basis in terms of net interest margin (NIM), although a few may witness a slight decline.
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RBI's potential 50 bps rate cut will have 15-20 bps impact on bank's net i
Updated : 1 year, 8 months ago IST
If the Reserve Bank of India goes for a potential 50 basis point (bp) cut in the repo rate, it is expected to negatively impact the net interest margins (NIMs) of large private banks by 15-20 basis points, highlighted a report by Nomura.
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In the long run, rate cut by Fed will be favourable for most US banks: Moo
Updated : 1 year, 8 months ago IST
"Initially, the rate cuts will be credit negative for most US banks. We expect their deposit costs to reprice downward more slowly than their loan yields, constraining net interest income, which is most banks' largest revenue source." Said the report
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External borrowings to meet capital needs putting pressure on banks Net In
Updated : 1 year, 9 months ago IST
The banks in the country are facing challenges due to a slowdown in deposit growth, according to a recent report by SBI Securities, the slowdown in the deposit growth has forced the banks to rely more heavily on external market borrowings to meet their capital needs.
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Deposit growth of banks will pick up from coming quarters: Axis Securities
Updated : 1 year, 9 months ago IST
The credit growth in the Indian banks will continue to be more than the deposit growth, a report by the 'Axis Securities' has said while also noting that bank deposit growth will pick up in the coming quarters.
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