Search For "net interest margin"
RBI's shift to neutral stance have eased concerns of widening credit-depos
Updated : 1 year, 4 months ago IST
"RBI's change of stance on liquidity, from withdrawal to a neutral position, should abate concerns. Also the growth rates between credit and deposit growth have now converged compared with a peak gap of 400bp over the past year. This, along with better deposit growth and easier liquidity, sh
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Kotak Mahindra Bank's Q2FY25 profit surges 13 pc to Rs5,044 cr
Updated : 1 year, 5 months ago IST
The quarter saw the bank's Net Interest Income (NII) rise by 11 per cent YoY to Rs7,020 crore, while the Net Interest Margin (NIM) was maintained at 4.91 per cent.
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Rising deposit costs will exert pressure on NIM of banks in Q2 FY25: Repor
Updated : 1 year, 5 months ago IST
Most banks are set to hold steady on a sequential basis in terms of net interest margin (NIM), although a few may witness a slight decline.
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RBI's potential 50 bps rate cut will have 15-20 bps impact on bank's net i
Updated : 1 year, 5 months ago IST
If the Reserve Bank of India goes for a potential 50 basis point (bp) cut in the repo rate, it is expected to negatively impact the net interest margins (NIMs) of large private banks by 15-20 basis points, highlighted a report by Nomura.
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External borrowings to meet capital needs putting pressure on banks Net In
Updated : 1 year, 6 months ago IST
The banks in the country are facing challenges due to a slowdown in deposit growth, according to a recent report by SBI Securities, the slowdown in the deposit growth has forced the banks to rely more heavily on external market borrowings to meet their capital needs.
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Deposit growth of banks will pick up from coming quarters: Axis Securities
Updated : 1 year, 7 months ago IST
The credit growth in the Indian banks will continue to be more than the deposit growth, a report by the 'Axis Securities' has said while also noting that bank deposit growth will pick up in the coming quarters.
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Credit growth drops in June, credit offtake expanded by Rs. 20.4 lakh cror
Updated : 1 year, 7 months ago IST
The credit growth in June 2024 dropped sharply to 17.4 per cent lower than 20.8 per cent in the previous month, however over the last twelve months, credit offtake expanded by Rs. 20.4 lakh crore while deposits expanded by Rs 23.9 lakh crore, a report by Anandrathi observed.
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J-K bank's profit rises 27% to Rs 415 cr in Apr-Jun quarter on high income
Updated : 1 year, 8 months ago IST
Announcing a significant increase in quarterly profits, J&K Bank today posted Rs 415.49 crore as profit-after-tax (PAT) for the April-June quarter of the current financial year, which is up by 27 percent YoY from Rs 326.45 Cr recorded for the first quarter of the previous financial ye
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Indian banks expected to maintain profitability amid margin pressure: Fitc
Updated : 1 year, 12 months ago IST
According to Fitch, while net interest margins (NIMs) are anticipated to narrow by 10 to 20 basis points over the next two years from the current cyclical peak of 3.6 per cent in the nine months of the financial year ending March 2024 (9MFY24), the sector's earnings resilience will persist.
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Indian banks' profitability to remain resilient despite margin pressure: F
Updated : 2 years ago IST
Profitability of Indian banks is likely to continue to improve, although net interest margin (NIM) compression will limit earnings upside over the medium term, according to Fitch Ratings.
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Asia Pacific sectors navigate economic crosswinds amid strong growth in 20
Updated : 2 years, 2 months ago IST
According to Fitch Ratings, while strong real GDP expansion is anticipated in India, Indonesia, the Philippines, and Vietnam, challenges from slower Chinese growth, subdued global demand, and increased interest burdens following a rise in interest rates may temper sector performance.
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APAC emerging market banks poised for growth in 2024: Fitch ratings
Updated : 2 years, 3 months ago IST
The favourable economic backdrop, marked by robust growth, is expected to drive improved financial performance, with particular strengths seen in several key markets.
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