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NIMs of Indian banks to gradually improve led by re-pricing of term deposi
Updated : 5 months, 4 weeks ago IST
Indian banks are set for a "decisive profitability inflection point" as net interest margins (NIMs) begin to recover after several quarters of compression, according to a latest sector report by Nomura.
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Government's Credit Assessment Model to boost digital lending for MSMEs
Updated : 6 months ago IST
CAM is designed to provide a uniform, efficient way to evaluate MSME creditworthiness using digital tools. By leveraging existing data in the digital ecosystem, such as payment history and business records, the system aims to reduce delays and human errors in loan processing.
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Indian Railways freight grows 4.2% in November 2025
Updated : 6 months ago IST
On a cumulative basis up to November 2025, freight loading has risen by 3.3 per cent to 1,070.8 million tonnes. This milestone is particularly significant given that the Indian Railways has moved more freight in just eight months of FY 2025-26 than it did in the entire year of 2013-14, wh
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Pradhan Mantri Awas Yojana (PMAY): Everything You Need to Know Before Appl
Updated : 6 months ago IST
New Delhi [India], December 2: Pradhan Mantri Awas Yojana (PMAY) is the Government of India's flagship housing subsidy scheme aimed at achieving the vision of "Housing for All." Launched in 2015, the scheme supports the construction or purchase of houses by offering interest subsidies on Hom
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How Digital Lending Platforms are Shaping India's Financial Landscape
Updated : 6 months ago IST
New Delhi [India], December 2: The digital revolution in India is advancing quickly, and it is making a big impact on industries, especially the banking sector. One of the most exciting changes has been the rise of digital lending platforms. Recently, digital lending software has transformed
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Paradip Port crosses 100 MMT cargo milestone; Odisha Minister Swain says p
Updated : 6 months ago IST
Speaking to ANI on Monday, Odisha Minister Sampad Chandra Swain highlighted the port's performance, saying, "Paradip Port is doing the most number of cargo handling in the entire country and it is a major success for us that till November 27 this year, it has completed loading over 100 mi
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Centre to move Central Excise (Amendment) Bill for consideration in Parlia
Updated : 6 months ago IST
Following the introduction of GST in 2017, the Centre had decreased central excise duties on tobacco and tobacco products to allow for the levy of compensation cess in GST without large impact on tax incidence. This bill seeks to amend the central excise rates, as the cess will be discont
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Gujarat CM Bhupendra Patel to attend 187th State Level Bankers' Committee
Updated : 6 months ago IST
Under the chairmanship of Chief Minister Bhupendra Patel, the 187th meeting of the State Level Bankers' Committee will be held on December 2 (Tuesday), at 10:15 am at Narmada Hall, Swarnim Sankul-1, Gandhinagar.
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RBI Ombudsman sees 13.34 Lakh complaints in FY25; Loans, Credit Cards domi
Updated : 6 months ago IST
RBI highlighted an expanded digital complaint footprint, improved disposal efficiency, and increasing concerns around loans, credit cards and digital frauds.
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PF Withdrawal: Will Your Money Show Up When You Need It?
Updated : 6 months ago IST
Mumbai (Maharashtra) [India], December 1: For most salaried Indians, Provident Fund (PF) is that one pot of money that quietly grows in the background, meant to be there when life stops going according to plan or there is a crucial life event such as marriage, home loan or purchase. Yet the
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Credit momentum to continue in 2H, but growth likely to be capped by weak
Updated : 6 months ago IST
With the strong festive demand and the GST cuts, the loan growth in the banking system has picked up pace in October and early November, according to a latest report by IIFL Capital.
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How Government Subsidies Affect Electric Bike Loan Eligibility
Updated : 6 months ago IST
New Delhi [India], December 1: Government subsidies can change the cost math of buying an electric two-wheeler. This affects how lenders view loan applications, what borrowers can borrow, and the monthly instalment a buyer must pay. This article explains which central and state schemes matte
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