Search For "asset quality"
RBI proposes raising bank dividend payout cap to 75% of net profit
Updated : 2 months ago IST
The Reserve Bank of India (RBI) proposes to raise the dividend payout cap for banks to 75 per cent of net profit from the earlier limit of 40 per cent.
Read More
Indian banking sector resilient; fundamentals strong for further credit gr
Updated : 2 months, 1 week ago IST
India's banking sector has remained resilient, underpinned by calibrated risk management and improving asset quality, with overall credit offtake expected to strengthen in the near term as interest rates soften, GST rationalisation progresses, and festive demand continues, according to a
Read More
Risk-averse growth takes centre stage across India's BFSI sector: Report
Updated : 2 months, 2 weeks ago IST
India's banking and financial services sector is entering a phase of steady but selective growth, with lenders increasingly prioritising asset quality, profitability and risk calibration over aggressive expansion, according to discussions at Antique Stock Broking's 3rd Annual BFSI Confere
Read More
India's Small Business Credit Landscape Evolving Rapidly: CRIF High Mark-S
Updated : 2 months, 2 weeks ago IST
Mumbai (Maharashtra) [India], December 26: CRIF High Mark and SIDBI have unveiled the second edition of CRIF-SIDBI Small Business Spotlight Report (Dec 2025), offering interesting credit insights into small businesses with credit exposure upto Rs. 5 crores, which remain central to financial
Read More
Credit Card issuance declines in Q2FY26 amid slowing consumer credit growt
Updated : 2 months, 2 weeks ago IST
The number of new credit cards issued fell to 4.4 million in the second quarter of FY26, a steep 28% year-on-year decline compared with 6.1 million cards issued in the same period last year, the report said.
Read More
Banks, NBFCs to remain key growth drivers as credit grows faster than broa
Updated : 2 months, 3 weeks ago IST
However, despite the steady growth, India's retail credit penetration remains far below global standards, the report said. Asset quality of the banking sector has dramatically improved in the recent past leading to a sharp drop in credit cost. The credit-to-GDP ratio, after peaking around th
Read More
GST rationalisation, festive demand lift retail credit growth in Q3 FY25:
Updated : 2 months, 4 weeks ago IST
The Credit Market Indicator (CMI), a composite measure of credit market health, rose to 99 in the September 2025 quarter from 98 in the preceding quarter, reflecting improved demand, supply conditions and stable asset quality. The uptick followed the GST rationalisation introduced in Septemb
Read More
Gross NPAs in outstanding education loans of public sector banks reduced t
Updated : 2 months, 4 weeks ago IST
Union Minister of State for Finance Pankaj Chaudhary, in a written reply to the Lok Sabha on Monday, said that in terms of outstanding education loans, the Gross Non-Performing Assets (NPA) of Public Sector Banks (PSBs) reduced from 7% in FY 2020-21 to 2% in FY 2024-25, thereby showing the s
Read More
Rural demand lifts microfinance sector as lenders see signs of stability
Updated : 3 months, 2 weeks ago IST
India's microfinance industry is witnessing a renewed upswing, supported by rising rural demand, improved repayment behaviour and early signs of asset-quality stabilisation, according to experts and lenders.
Read More
Banks' financial health improves as non-performing assets decline to Rs 4.
Updated : 3 months, 3 weeks ago IST
The financial health of banks in the country continues to strengthen, with non-performing assets (NPAs) registering a steady decline in the second quarter of the current financial year FY26, highlighted a report by CareEdge Ratings.
Read More
Dar Credit & Capital Limited announces Financial Results for the Quarter a
Updated : 4 months ago IST
Mumbai (Maharashtra) [India], November 12: Dar Credit & Capital Limited (DCCL) announced its financial results for the quarter and half year ended September 30, 2025, showcasing strong operational and financial performance across all key parameters.
Read More
Bank credit costs likely to decline in H2FY26, near-term slippages to rema
Updated : 5 months, 1 week ago IST
Credit costs in Indian banks are expected to continue in declining trend in the second half of the current financial year 2025, though near-term slippages are likely to remain elevated, according to a report by global financial services firm UBS.
Read More