Search For "unsecured loan"
Axis Bank launches digital merchant cash advance loans for MSMEs, offering
Updated : 5 months, 1 week ago IST
Axis Bank launches Digital Merchant Cash Advance Loans for MSMEs. According to a release from Axis Bank, this new service provides unsecured loans to micro and small businesses across the country. These loans range from Rs 2 lakh to Rs 20 lakh. This is the first of its kind in the industry a
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Retail asset securitisation market sees 6% decline in H1FY26 but festive d
Updated : 7 months, 3 weeks ago IST
The retail asset securitisation market witnessed a 6 per cent decline in the first half of the financial year 2025-26 (H1FY26), marking the first contraction in recent years, according to a report by CareEdge Ratings.
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Organised gold loan market to touch Rs 15 trn by March 2026 and Rs 18 trn
Updated : 7 months, 3 weeks ago IST
The organised gold loan market in India is projected to reach the Rs 15 trillion mark by March 2026, a year ahead of earlier expectations, according to credit rating agency ICRA. The surge is attributed primarily to the sustained uptrend in gold prices, which have scaled record highs in rece
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MSME NPAs may rise slightly in export sectors amid global headwinds: Crisi
Updated : 8 months ago IST
Non-performing assets (NPAs) in the Micro, Small and Medium Enterprises (MSME) sector may see a marginal uptick, particularly in select export-oriented industries, amid global trade headwinds and portfolio seasoning, according to Crisil Ratings.
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Loan growth in India likely to pick up amid push from govt/RBI and stabili
Updated : 8 months ago IST
Loan growth in India is expected to improve in the coming years supported by stabilising asset quality and policy push from the government and the Reserve Bank of India (RBI), according to a report by Nomura.
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Loan Against FD or Mutual Funds: Factors to Consider Before Borrowing
Updated : 8 months ago IST
New Delhi [India], September 5: When you require funds urgently but want to avoid breaking long-term investments or applying for unsecured loans, a loan against fixed deposit (FD) or a loan against mutual funds can be a practical solution. Both options allow you to borrow while retaining you
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Credit costs expected to rise in FY26 amid unsecured loan, microfinance st
Updated : 11 months, 3 weeks ago IST
The stress in short-term unsecured loans and microfinance segments could push credit costs of the banks upward in the financial year 2026, according to a report by CareEdge Ratings.
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Offering Credit Intelligence: OneScore Ushers in the New Era of Personal L
Updated : 1 year ago IST
Pune (Maharashtra) [India], May 15: A personal loan is a versatile financing option with zero end-use restrictions without any need for collateral. One can use it to consolidate debt, finance higher education, cover travel or medical expenses and more. With such benefits, one can opt for thi
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How To Check, Boost And Use Your Credit Score For Loans With OneScore
Updated : 1 year, 1 month ago IST
Pune (Maharashtra) [India], April 5: Credit score checks are a mandatory step when borrowers apply for an unsecured loan, such as a personal loan. Whether they apply on the personal loan app or offline at the bank, this step is part of the evaluation process to ensure that the applicant can
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ICRA flags rising risks in unsecured securitised pools; collections of mic
Updated : 1 year, 2 months ago IST
The collection efficiency trend for unsecured asset classes, such as microfinance loans, personal loans and unsecured SME loans, has seen weakening performance in the last few months, rating agency ICRA said on Thursday.
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NBFCs growth to remain under pressure amid loan disbursement slowdown, tig
Updated : 1 year, 6 months ago IST
The growth of non-banking financial companies (NBFCs) in India is expected to remain under pressure in the financial year 2025 due to a slowdown in loan disbursements and regulatory challenges, according to a report by Nomura.
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Secure Attractive Interest Rates on Gold Loan with Bajaj Finance
Updated : 1 year, 7 months ago IST
Pune (Maharashtra) [India], October 5: Gold has always been a haven both for investors and borrowers. Even in recent times, gold loans are becoming increasingly popular for those seeking quick financial assistance. They allow borrowers to leverage their gold jewellery to secure funds without
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