Search For "swaminathan j"
RBI Deputy Governor gives 'career compass' to IIM Jammu students, asks the
Updated : 1 week, 4 days ago IST
Reserve Bank of India (RBI) Deputy Governor Swaminathan J outlined a three-part "career compass" for management students at the Indian Institute of Management, Jammu, urging them to build leadership grounded in discipline, integrity and customer focus as India advances towards Viksit Bharat
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IFAC 2026: IIM Jammu hosts deliberations on financial strategies for Viksi
Updated : 2 weeks, 1 day ago IST
The International Finance and Accounting Conference (IFAC 2026) was inaugurated by Swaminathan J, Deputy Governor, Reserve Bank of India, who graced the occasion as the Chief Guest. Jabir Ali, Dean of Faculty and Research, IIM Jammu, along with Nitin Upadhyay, Dean of Academics, IIM Jammu
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Rapid digitalisation of banks reshaping financial risks, requires supervis
Updated : 2 months ago IST
Speaking at the Third Annual Global Conference of the College of Supervisors in Mumbai, RBI Deputy Governor Swaminathan J said that traditional indicators such as capital adequacy and liquidity are no longer sufficient to assess the health of banks in a technology-driven environment.
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"Success through synergy": RBI Deputy Governor warns of rising risks, call
Updated : 3 months, 1 week ago IST
Swaminathan emphasized that collaboration, not competition alone, will define the next phase of India's financial sector growth.
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Microfinance can drive 'Macro Progress', says RBI Deputy Governor Swaminat
Updated : 3 months, 2 weeks ago IST
Reserve Bank of India (RBI) Deputy Governor Swaminathan J said that microfinance, when delivered responsibly, can become a driver of broad-based economic progress and play a pivotal role in advancing India's journey towards Viksit Bharat 2047.
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Where governance intent is strong, regulatory gaps and overlaps fade: RBI
Updated : 4 months ago IST
"When intent is strong and governance is lived in spirit, overlaps simplify and gaps close. When intent is weak, the reflex is to add more rules and procedures - multiplying work but losing sight of the real risk," he said.
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Adequate and timely funding key to achieving sustainable agriculture: RBI
Updated : 1 year, 5 months ago IST
Giving a keynote address at the International Research Conference hosted by the College of Agricultural Banking (CAB), Pune, the RBI Deputy Governor highlighted five solutions that could go a long way in addressing the issue of financing sustainable agriculture.
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Loan sanctioning goes digital, but recovery still needs 'Feet on the Stree
Updated : 1 year, 6 months ago IST
The digital infrastructure has made the loan sanctioning system adopt an online mode but the loan recovery still requires a 'feet on the street', says Swaminathan J, Deputy Governor of Reserve Bank of India (RBI).
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Financial sector should enhance digitisation in credit delivery to help MS
Updated : 1 year, 6 months ago IST
Swaminathan J, Deputy Governor, Reserve Bank of India (RBI) on Wednesday said that the financial sector should leverage digitisation in credit delivery to help Micro, Small and Medium Enterprises (MSMEs).
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Deposit insurers may look for full coverage for small depositors, senior c
Updated : 1 year, 6 months ago IST
Asserting that full insurance coverage for all depositors appears somewhat financially non-viable, RBI Deputy Governor M. Rajeshwar Rao suggested that if this could be given to certain sections of the customers -- small depositors, senior citizens, or pools deposits of smaller depositors
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24/7 online and mobile banking may heighten vulnerabilities and liquidity
Updated : 1 year, 7 months ago IST
Online banking services like Internet banking and mobile banking may increase the chances of liquidity crisis during periods of stress, highlights RBI Deputy Governor Swaminathan Janakiraman during an event in Jaipur on Wednesday.
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RBI warns NBFCs: Avoid algorithm-based credit
Updated : 1 year, 10 months ago IST
Addressing a conference of heads of assurance of NBFCs held in Mumbai, Swaminathan J, Deputy Governor, RBI said that many NBFCs are increasingly turning to rule-based credit engines to accelerate the growth of their lending portfolios. He added with concern that while automation can enhance
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