Search For "loan to value"
Gold Price Outlook 2026: What Rising Gold Prices Mean for Gold Loan Borrow
Updated : 1 month ago IST
New Delhi [India], February 12: Following a historic start to 2026 that saw gold prices climb to ₹1,60,540 per 10 grams, Muthoot Finance is providing a roadmap for consumers to navigate this new landscape. This 18% surge in value has prompted the gold loan leader to issue a market advisory,
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How a Gold Loan Can Help with Wedding Expenses
Updated : 1 month, 1 week ago IST
New Delhi [India], February 3: Indian weddings are grand celebrations of family and culture. From booking the perfect venue to buying jewellery and outfits, the expenses can add up quickly. While many families use their savings or liquidate their investments to manage these costs, a Gold Loa
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Decoding Loan-to-Value Ratios for Smarter Used Car Financing
Updated : 1 year ago IST
Mumbai (Maharashtra) [India], February 15: In the evolving landscape of used car financing, understanding the Loan-to-Value (LTV) ratio is crucial for potential buyers. The LTV ratio represents the percentage of a vehicle's value that a lender is willing to finance through a loan. Most finan
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A Comprehensive Guide to Understanding Gold Loan Gram Rate Calculation
Updated : 1 year, 3 months ago IST
Pune (Maharashtra) [India], December 11: When it comes to securing a gold loan, understanding how the gold loan per gram rate is determined is essential for borrowers. The gold loan gram rate plays a crucial role in determining the amount of money a borrower can access by pledging their gold
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Gain financial insights by checking CIBIL score for free on Bajaj Markets
Updated : 2 years, 8 months ago IST
Pune (Maharashtra) [India], July 5: Those looking to understand their creditworthiness and boost their chances of getting loans affordably can check their CIBIL score for free on Bajaj Markets, a subsidiary of Bajaj Finserv. The CIBIL score is assigned by the leading credit information burea
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How to get the lowest Interest Rate on a Gold Borrowing
Updated : 2 years, 10 months ago IST
New Delhi [India], April 29 (ANI/ATK): Gold has been a reliable store of value for centuries, making it a popular choice as collateral. Whether you need funds for personal or business purposes, borrowing against gold can provide a quick and easy solution. However, the gold loan interest rate
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Real estate sector to benefit from RBI's status quo on policy rates
Updated : 3 years, 11 months ago IST
New Delhi [India], April 8 (ANI): The Reserve Bank of India's decision to keep the policy repo rate at a low level of 4 per cent will benefit the real estate sector, industry experts said.
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Gold loan relaxation of LTV norms to limit exposure appetite of banks: Ind
Updated : 5 years, 7 months ago IST
Mumbai (Maharashtra) [India], Aug 13 (ANI): Gold loan non-banking finance companies (NBFCs) are unlikely to be significantly impacted by the Reserve Bank of India's new guidelines allowing banks to lend up to 90 per cent of the gold value as prudent lending practices may demand lenders to be
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RBI's move on 90 per cent LTV on gold loans to heighten credit risk for ba
Updated : 5 years, 7 months ago IST
Mumbai (Maharashtra) [India], August 7 (ANI): Brickwork Ratings has said that an increase in loan to value (LTV) ratio to 90 per cent for borrowers increases the credit risk for banks as the collateral available in the form of gold ornaments or jewellery may not be sufficient to fully cover
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