The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth, according to a report by CareEdge Ratings.
The Reserve Bank of India (RBI) has released the results of the 33rd round of its quarterly Bank Lending Survey (BLS) of scheduled commercial banks on credit demand and lending conditions. The survey, conducted for the second quarter of 2025-26, reveals a continued optimism among bankers abo
Loan demand across major sectors witnessed a seasonal moderation in the first quarter of FY26, however bankers expect a recovery in the upcoming quarters, according to the Reserve Bank of India's latest Bank Lending Survey (BLS).
Commercial loan demand in the Micro, Small and Medium Enterprises (MSME) sector witnessed an 11 per cent year-on-year (YoY) growth in the January to March 2025 quarter, according to a report jointly released by the Small Industries Development Bank of India (SIDBI) and TransUnion CIBIL.