Mumbai (Maharashtra) [India], March 6: Finkurve Financial services Limited (BSE: 508954 / NSE: FINKURVE), among leading Tech-first Gold Loan NBFC, announced that the Company has gone live with a strategic co lending partnership with Godrej Finance Limited (GFL), a subsidiary of Godrej Capita
As of November 2025, PSU Banks accounted for nearly 60% of the total gold loan portfolio outstanding, strengthening their leadership position over the past two years. Their growing share reflects a strategic tilt towards secured lending, as banks prioritise strong collateral amid elevated go
New Delhi [India], December 30: Urgent cash crunch hitting hard--medical bills, wedding expenses, or business hiccups? Gold loans deliver fast relief by turning your jewelry into liquid funds without selling it. Daily gold rates are the game-changer, directly boosting your gold loan eligibil
It was highlighted at the conference that over 60% of new retail loan originations now come from semi-urban and rural regions, where gold remains a culturally accepted and liquid form of collateral.
India's banking and financial services sector is entering a phase of steady but selective growth, with lenders increasingly prioritising asset quality, profitability and risk calibration over aggressive expansion, according to discussions at Antique Stock Broking's 3rd Annual BFSI Confere
While gold loans still account for a relatively small share of total non-food credit, their proportion has nearly doubled over the past year, indicating a rapid change in borrowing preferences, it said.
Mumbai (Maharashtra) [India], December 18: Credit Rating agency Standard and Poor's (S&P) Global Ratings has revised IIFL Finance's Outlook to 'Positive' from 'Stable' on recovering market share in gold loans, while affirming 'B+/B' ratings. S&P also affirmed its 'B+' long-term foreign curre
The growth, it said, is supported by heightened demand for gold loans, auto loans, and a resurgence in personal loans and credit cards. PSU banks further consolidated their leadership across several major loan categories.
The unsecured MSME business loans, which comprise nearly 6% of NBFC AUM, have seen an increase in delinquencies amidst higher borrower leverage and adjacencies with the microfinance customer segment, Crisil Ratings said.
New Delhi [India], October 7: When you pledge gold for a loan, you are not only parting with ornaments. You are placing trust in a lender with something that carries both emotional and financial value. In return, you expect fairness. And fairness is often reflected in one number: the gold lo
Pune (Maharashtra) [India], July 10: With gold prices continuing to rise in 2025, Bajaj Markets empowers individuals to unlock the value of their gold through quick and reliable gold loan solutions. In these times, pledging gold jewellery as collateral has become a practical and cost-effecti
Pune (Maharashtra) [India], July 3: Unlock higher loan amounts, convenient repayment options, and simplified application processes with Bajaj Finserv Gold Loan. Gold has always been a trusted asset in Indian households. From being passed down as family heirlooms to symbolising love and celeb