The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth, according to a report by CareEdge Ratings.
The credit-to-deposit ratio in Indian banks has stayed below 80 per cent as credit offtake in the country continues to lag, according to a report by CareEdge Ratings.
A research report highlighted that even if the Reserve Bank of India (RBI) announces a rate cut, deposit costs in the banking system are expected to remain high due to the prevailing high credit-to-deposit ratio.
Mumbai (Maharashtra) [India], April 5 (ANI): Yes Bank said on Monday that its deposits came in at Rs 1.62 lakh crore in the fourth quarter ending March, increasing by 54.7 per cent from Rs 1.05 lakh crore a year-ago corresponding period.
Mumbai (Maharashtra) [India], Jan 4 (ANI): Yes Bank said on Monday its total loans grew by 1.3 per cent in the December quarter to Rs 1.69 lakh crore from Rs 1.66 lakh crore in the September quarter.