Search For "credit offtake"
Indian banking sector resilient; fundamentals strong for further credit gr
Updated : 2 months, 1 week ago IST
India's banking sector has remained resilient, underpinned by calibrated risk management and improving asset quality, with overall credit offtake expected to strengthen in the near term as interest rates soften, GST rationalisation progresses, and festive demand continues, according to a
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Policy rate cut to stimulate credit offtake, reduce borrowing costs: FICCI
Updated : 3 months, 1 week ago IST
Anant Goenka, President, of industry chamber FICCI welcomed the RBI's decision to reduce the repo rate by 25 basis points, asserting that this calibrated easing will help stimulate credit offtake.
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Banks' financial health improves as non-performing assets decline to Rs 4.
Updated : 3 months, 3 weeks ago IST
The financial health of banks in the country continues to strengthen, with non-performing assets (NPAs) registering a steady decline in the second quarter of the current financial year FY26, highlighted a report by CareEdge Ratings.
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Credit-to-Deposit ratio breaches 80% mark in Oct on strong credit demand d
Updated : 4 months, 1 week ago IST
The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth, according to a report by CareEdge Ratings.
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Credit-to-Deposit ratio in banks remain below 80% as demand in credit slow
Updated : 7 months ago IST
The credit-to-deposit ratio in Indian banks has stayed below 80 per cent as credit offtake in the country continues to lag, according to a report by CareEdge Ratings.
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RBI rate cuts lead to cooling in both credit offtake and deposit growth: R
Updated : 8 months, 1 week ago IST
With a 100 basis point repo rate cut by the Reserve Bank of India (RBI) since February, Credit offtake and deposit growth have cooled, noted a report by CareEdge.
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Banking credit trails deposit growth, keeping CD ratio under 80%: CareEdge
Updated : 8 months, 3 weeks ago IST
In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has cooled, according to a report by CareEdge.
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Credit offtake continues to rise but at a slower pace: CareEdge Ratings
Updated : 11 months, 3 weeks ago IST
Credit offtake continues to rise but at a slower pace as compared to last year. As of March 7, total bank credit stood at Rs 181.3 lakh crore, reflecting an 11.1 per cent year-on-year (YoY) growth says a report by CareEdge Ratings
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Over the last twelve months, credit offtake expanded by Rs. 20.4 lakh cror
Updated : 1 year, 7 months ago IST
The credit offtake continue to grow at the rate of 13.9 year-on-year to reach Rs. 168.1 lakh crore for the fortnight ending July 12, 2024, however, the pace of growth was slow, a Care Edge report said.
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Credit growth drops in June, credit offtake expanded by Rs. 20.4 lakh cror
Updated : 1 year, 7 months ago IST
The credit growth in June 2024 dropped sharply to 17.4 per cent lower than 20.8 per cent in the previous month, however over the last twelve months, credit offtake expanded by Rs. 20.4 lakh crore while deposits expanded by Rs 23.9 lakh crore, a report by Anandrathi observed.
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Credit growth up by 19.3 pc, crosses deposit growth; PVBs outpace PSBs: Ca
Updated : 1 year, 8 months ago IST
This growth translates to an absolute expansion of Rs 26.6 lakh crore since March 2023, reaching a total outstanding credit of Rs 164.3 lakh crore as of March 31, 2024.
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Business loans boom, personal loans slows down: March banking trends after
Updated : 1 year, 10 months ago IST
According to CareEdge Ratings, gross bank credit offtake showed a year-on-year increase of 20.2 per cent in March 2024, attributed largely to the merger between HDFC Bank and HDFC Ltd.
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