GST cuts spur credit revival; growth seen at 12% in FY26

Credit growth in the country is expected to remain at around 12 per cent year-on-year in FY26 and improve to nearly...

Retail asset securitisation market sees 6% decline in H1FY26

The retail asset securitisation market witnessed a 6 per cent decline in the first half of the financial year...

Festive season and GST benefits will boost demand and bank credit

Sluggish bank credit growth as compared to last year in India signals weak capital expenditure and low demand,...

Credit-to-Deposit ratio in banks remain below 80% as loan growth

The credit-to-deposit ratio in Indian banks has stayed below 80 per cent as credit offtake in the country continues...

Bank credit down because corporates using bond market for funds

Corporates are increasingly relying on the bond market to raise funds as the transmission of policy rate cuts is...

Uttarakhand CM directs officials to simplify loan processes

Uttarakhand Chief Minister Pushkar Singh Dhami has directed officials to simplify loan processes under various...

Systemic deposit growth of Indian banks picks up, NIM decline

The Indian banking sector is witnessing a steady pickup in deposit growth, but banks are likely to report a decline...

Banking credit trails deposit growth, keeping CD ratio under 80%:

In the current fortnight, deposit growth has outpaced credit growth and credit offtake and deposit growth has...

Credit offtake continues to rise but at a slower pace: CareEdge

Credit offtake continues to rise but at a slower pace as compared to last year. As of March 7, total bank credit...

Notable decline in forex reserve because RBI using forex

The recent decline in India's forex reserve from USD 705 billion to USD 656.58 billion is because the central bank...

Substantial drop in credit growth (YoY) across sectors

The credit growth across all sectors is declining as the momentum has turned negative, according to a report by...

RBI's shift to neutral liquidity stance expected to ease concerns

"RBI's change of stance on liquidity, from withdrawal to a neutral position, should abate concerns. Also the growth...