Search For "credit demand"
55% of Borrowers Shop Online, 52% Order Food: Moneyview Survey Maps India'
Updated : 2 months, 1 week ago IST
Bengaluru (Karnataka) [India], December 31: Moneyview, a leading digital lending platform, has released insights from its recent survey on India's financial behaviour, capturing a decisive shift in financial behaviour across 700+ districts. Indians in 2025 showed renewed borrowing confidence
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Seasonal rhythms persist in Indian banking, March leads cycle: RBI
Updated : 3 months, 2 weeks ago IST
India's banking system continues to exhibit strong and predictable seasonal rhythms, with the financial year-end emerging as the most influential driver of banking activity, according to the Reserve Bank of India's latest bulletin.
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Credit-to-Deposit ratio breaches 80% mark in Oct on strong credit demand d
Updated : 4 months, 1 week ago IST
The banking sector's credit-to-deposit (CD) ratio has breached the 80 per cent mark in October 2025, indicating stronger credit offtake compared to deposit growth, according to a report by CareEdge Ratings.
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Goldman Sachs sees improving growth backdrop for India in 2026, expects fu
Updated : 4 months, 3 weeks ago IST
Global investment bank Goldman Sachs expects India's economic growth to strengthen in 2026, driven by easing financial conditions, domestic regulatory relaxation, and moderation in external headwinds.
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Rate cut likely by year-end; GST reforms to boost credit demand: Goldman S
Updated : 4 months, 3 weeks ago IST
An additional policy rate cut is expected before year-end, alongside recent GST simplifications indicating that peak fiscal consolidation is behind us. These factors, combined with domestic regulatory easing, are likely to foster a gradual recovery in credit demand, said a report by Goldman
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RBI survey shows optimism in bank lending; loan demand set to rise across
Updated : 5 months, 1 week ago IST
The Reserve Bank of India (RBI) has released the results of the 33rd round of its quarterly Bank Lending Survey (BLS) of scheduled commercial banks on credit demand and lending conditions. The survey, conducted for the second quarter of 2025-26, reveals a continued optimism among bankers abo
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Credit enquiries data suggests higher credit demand in rural and semi-urba
Updated : 8 months, 3 weeks ago IST
Credit demand in rural and semi-urban areas has remained relatively strong as compared to metro and urban areas, even as overall credit enquiries witnessed moderation in the country.
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India's MSMEs face credit gap of Rs 30 lakh crore, women-owned businesses
Updated : 9 months, 4 weeks ago IST
The MSME (Micro, Small and Medium Enterprises) sector is facing an addressable credit gap of around Rs 30 lakh crore, which is about 24 per cent of the total credit demand, according to a recent report by SIDBI (Small Industries Development Bank of India).
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Indian banks to face margin squeeze as RBI may go for more rate cuts
Updated : 1 year ago IST
NIMs at the six largest private and state-owned banks have been under stress as deposit rates caught up with lending rates over the past few quarters. However, strong credit demand has helped these banks maintain growth.
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Finuit's Bank Statement Analyzer simplifies processing of MSME Loan Applic
Updated : 1 year, 8 months ago IST
New Delhi [India], July 2: There are over 6.3 million MSMEs in India, with an unmet credit demand of close to 120 billion USD. Access to small ticket loans for MSMEs is often a long, uncertain process. MSME lending landscape faces challenges of credit underwriting necessary for the approval
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Moody's expects India to grow 6.6% in 2024-25 fiscal
Updated : 1 year, 10 months ago IST
The Indian economy is expected to grow at 6.6 per cent in the current financial year 2024-25, fuelled by strong credit demand that will support the NBFC sector's profitability, Moody's Ratings said.
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Fintech Kinara Capital secures INR 380 Cr in Equity, led by Nuveen
Updated : 3 years, 10 months ago IST
Bengaluru (Karnataka) [India] April 19 (ANI/BusinessWire India): Kinara Capital, India's fast-growing MSME fintech, closed a fresh equity round of INR 380 crores led by Nuveen, a leading global investment manager with over USD 1.3 trillion of assets under management, with participation from
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